Terms of Service
Effective Date: January 1, 2026
Last Updated: August 16, 2026
Table of Contents
- 1. Acceptance of Terms
2. About Our Services
3. No Insurance Coverage Is Bound Online
4. Quotes and Estimates
5. User Responsibilities
6. Permitted Website Use
7. Intellectual Property
8. Third-Party Links
9. Electronic Communications
10. SMS Communications
11. Privacy
12. Contact Information
Acceptance of Terms
By exploring or utilizing the digital platform provided by The C. Delaney Agency ("the Agency"), including all affiliated forms, resources, and services, you express your agreement to follow these Terms of Service. If these conditions are not acceptable to you, please refrain from using our online site.
These guidelines manage your interaction with our website and digital instruments, such as quote requests and contact features. These Terms do not alter or override the specific provisions of any insurance policy or legal contract provided by a carrier. In any instance of discrepancy, the actual insurance policy document remains the final authority.
By engaging with this site, you certify that you are at least 18 years of age and possess the full legal authorization required to agree to these binding terms.
About Our Services
The C. Delaney Agency operates as a fully licensed insurance provider serving the state of Texas. Our website offers educational materials, general insurance product overviews, and interactive tools designed to help you request quotes or reach out for professional insurance guidance.
All coverage options are provided via independent insurance carriers and depend on specific underwriting standards, eligibility checks, and policy exclusions. Availability of certain products may be restricted by geographic location or individual risk profiles.
Summaries of coverage or potential savings found on this site are general illustrations only. They do not encompass the full scope of limitations or terms. We encourage you to review your specific policy paperwork and consult with our licensed agents for comprehensive details.
No Insurance Coverage Is Bound Online
Submitting a digital form or sending an electronic message does not initiate or guarantee insurance protection. No coverage is established by merely requesting a quote or leaving a message. Insurance only becomes active once the following steps are completed:
- A licensed agent has officially verified your request, the insurance carrier has formally approved your application, and the binder has been authorized following the receipt of all necessary signatures and initial premium payments.
Please do not assume your policy is active, modified, or terminated until you have a written binder or formal policy document in hand. For immediate status updates regarding your protection, please contact our office directly via telephone.
Quotes and Estimates
Any pricing estimates provided through this website, via email, or through text are intended for preliminary informational purposes and do not represent a final offer.
Quotes are not a promise of specific pricing or guaranteed eligibility. Final premiums are determined solely by the carrier and may be adjusted based on detailed underwriting, property inspections, driving history, or credit-based scores as permitted by law.
While we strive for precision in our estimates, we cannot promise that an initial quote will be identical to the final premium established by the insurance company.
User Responsibilities
- Users are expected to provide truthful, accurate, and current data during all interactions. You must notify us of any changes to your contact details and use our digital forms exclusively for legitimate insurance inquiries. Fraudulent submissions, unauthorized system access attempts, or the introduction of malicious code or viruses are strictly prohibited.
You remain accountable for all activities conducted under your session and for protecting the security of any login info used for future client portals or account management.
Permitted Website Use
This site is intended for personal or professional use related to obtaining insurance information and services. In using this platform, you agree to avoid the following actions:
- Engaging in illegal activities via the site, trying to bypass security protocols, or using automated scripts and bots to harvest data without our consent. You further agree not to disrupt our server operations, test for system vulnerabilities, or distribute any content that is harmful or unlawfully offensive.
We reserve the right to block or end website access for any individual who violates these standards or uses our digital resources inappropriately.
Intellectual Property
The content displayed on this site—including text, logos, branding, and imagery—is the property of or licensed to The C. Delaney Agency and is protected under United States intellectual property laws.
You are permitted to save or print portions of this site for personal, non-commercial use regarding your insurance needs, provided that all copyright and proprietary marks remain intact.
Commercial reproduction, distribution, or modification of any material found on this website is strictly forbidden without obtaining explicit written authorization from our agency first.
Third-Party Links
Our platform may feature links to external websites that are not under our management. These are provided solely as a helpful resource for our Texas clients and visitors.
We do not endorse or take responsibility for the security, content, or privacy standards of outside websites. Navigating to these external links is done at your own risk, and we suggest reading their specific terms and privacy guidelines before providing data.
Electronic Communications
By submitting your data or reaching out electronically, you consent to receive digital replies regarding your insurance quotes, policies, or service requests. This may include emails, phone calls, and—where you have explicitly opted in—SMS text messaging.
We will send essential service updates, such as billing alerts or policy changes, as needed. Marketing messages will only be sent with your prior approval, and you maintain the right to unsubscribe from promotional content at any time.
SMS Communications
By opting into our text messaging service, The C. Delaney Agency may send you periodic notifications concerning the following:
- Updates on your insurance applications, policy servicing help, appointment check-ins, renewal notifications, and other important customer service communications directly related to your coverage.
The frequency of these texts depends on your specific needs. Please note that standard message and data rates from your mobile provider may apply.
Agreeing to SMS updates is not mandatory for purchasing a policy. You can cancel text notifications at any time by texting STOP. For further assistance, text HELP or reach out via our contact section.
For comprehensive details on how we manage your mobile data, please consult our full Privacy Policy and our dedicated SMS Terms and Conditions.
Privacy
Your privacy is a priority. Please review our Privacy Policy to understand how we gather, utilize, and protect your personal data. By continuing to use this site, you acknowledge you have read these privacy practices.
Our full Privacy Policy can be accessed through the link in our website footer.
Contact Information
If you have any inquiries regarding these Terms or need assistance with our website, please feel free to contact our Sugar Land office through the following methods:
The C. Delaney Agency
1601 Industrial Blvd. Suite 3017
Sugar Land, TX 77478
Office: 346-450-5104
Text: 281-220-7607
Email: cdelaney@farmersagent.com